IV. Shopping for a House
Role of the Real Estate Agent or Broker
Frequently, the first person you consult about buying a home is a real estate agent or broker. Although these agents and brokers provide helpful advice, they may legally be representing the interests of the seller and not yours. You can ask your family and friends for recommendations.
It is your responsibility to search for an agent who will represent your interests in the real estate transaction.
If you want someone to represent only your interests, consider hiring an “exclusive buyer’s agent”, who will be working for you.
Emphasis in bold print is HUD's not mine.
Even if the real estate agent represents the seller, state laws usually require that you are treated fairly. If you have any questions concerning the behavior of an agent or broker, you should contact your State‟s Real Estate Commission or licensing department.
Sometimes, the real estate broker will offer to help you obtain a mortgage loan. He or she may also recommend that you deal with a particular lender, mortgage broker, title company, attorney, or settlement/closing agent. You are not required to follow the real estate broker‟s recommendation, and you should compare the costs and services offered by other providers before making a decision.